Terms & Conditions

Effective Date: 3 October 2025

These Terms & Conditions (“Terms”) set the rules for using sh-tbi.org (“we”, “our”, “us”). By registering or accessing this website, you agree to comply with these Terms. If you do not agree, you must stop using the platform immediately.

1. Eligibility

You must be at least 18 years old and legally permitted under Nigerian law to use this platform. By creating an account, you confirm that you meet these requirements.

2. Account Registration

To use certain services, you must create an account with accurate and complete details. You are responsible for safeguarding your login credentials and for all actions carried out under your account.

3. Use of Services

Our platform is provided strictly for lawful and personal use. You must not misuse the services, engage in fraudulent activities, or attempt unauthorized access to our systems.

4. Payments and Transactions

All deposits, withdrawals, and payments on sh-tbi.org must be valid and authorized. We are not liable for errors, failures, or delays caused by third-party payment providers.

5. Intellectual Property

All content, trademarks, logos, and designs displayed on sh-tbi.org are owned by us or licensed to us. You may not copy, distribute, or use them without prior written permission.

6. Limitation of Liability

Our services are provided “as is,” without warranties. To the maximum extent permitted by Nigerian law, we are not responsible for any direct, indirect, or incidental damages resulting from your use of the platform.

7. Privacy Policy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data. Please review it carefully.

8. Suspension or Termination

We reserve the right to suspend or terminate your account without notice if you breach these Terms, misuse the platform, or act unlawfully.

9. Amendments to Terms

We may update or revise these Terms from time to time. Changes will be effective once posted on this page with a new “Effective Date.” Continued use of the platform means you accept the updated Terms.

10. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes will be resolved under Nigerian law and jurisdiction.

11. Contact Us

For questions or concerns regarding these Terms & Conditions, please contact us:

📧 Email: [email protected]

🌐 Website: sh-tbi.org