Privacy Policy

Effective Date: 3 October 2025

This Privacy Policy explains how sh-tbi.org (“we”, “our”, “us”) collects, uses, and protects your personal data when you visit or use our platform. By accessing this website, you agree to the practices outlined in this policy.

1. Information We Collect

We may collect the following types of data:

Personal details such as your full name, phone number, email address, and payment information
Account information including login credentials and usage activity
Technical details like device type, IP address, browser information, and cookies

2. How We Use Your Information

Your data may be used to:

Register and manage your account
Process deposits, withdrawals, and payments
Provide customer service and respond to inquiries
Improve platform functionality and security
Comply with Nigerian laws and regulatory obligations

3. Sharing of Information

We do not sell or rent your personal data. Your information may only be shared with:

Trusted service providers assisting in platform operations
Payment processors to handle secure transactions
Regulators or law enforcement agencies when required under Nigerian law

4. Cookies and Tracking Technologies

Sh-tbi.org uses cookies to enhance browsing, remember preferences, and analyze traffic. You can disable cookies through your browser settings, but some features of the platform may not work properly.

5. Data Security

We use reasonable technical and organizational safeguards to protect your information against unauthorized access, misuse, or loss. However, no online system is completely secure, and we cannot guarantee absolute protection.

6. Data Retention

Your personal information is retained only as long as necessary for service delivery, compliance with Nigerian law, dispute resolution, and enforcement of agreements. When data is no longer needed, it will be securely deleted or anonymized.

7. Your Rights

As a user in Nigeria, you have the right to:

Request access to your personal information
Ask for corrections or deletion of your data
Withdraw consent for certain processing
Object to specific uses of your information

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. Please review their policies before sharing personal data.

9. Policy Updates

We may revise this Privacy Policy to reflect changes in practices, regulations, or laws. Updates will be posted on this page with a new “Effective Date.”

10. Contact Us

If you have any questions or concerns about this Privacy Policy, you may reach us at:

Email: [email protected]